Does Medicare cover a mobility scooter? A free checklist

Tick each box as you go. Your ticks are saved on this device, so you can come back later.

Please note: this is general information, not medical, legal or insurance advice, and it cannot promise Medicare will approve anything. Rules change, so always confirm the details with Medicare.gov, 1-800-MEDICARE, your doctor and your plan. If you have a Medicare Advantage plan, ask the plan first, because its rules and approved suppliers can differ.

1. Do you meet Medicare's basic conditions?

Medicare Part B can cover a scooter as durable medical equipment when your doctor documents a medical need for use in your home. Medicare's own booklet lists these points:

A health condition makes it very hard to get around inside my home.For example, to the bathroom, bedroom or kitchen.
A cane, crutch or walker is not enough to manage everyday tasks at home.Such as bathing, dressing or using the toilet.
I can safely get on and off the scooter and sit upright.
I can safely operate the controls, or someone is always available to help.
The scooter would fit through my doorways and rooms.Your doctor or supplier may need to check this at your home.

2. Get ready for the doctor's visit

Medicare requires a face-to-face exam first. The doctor then sends a written order explaining why you need the scooter. Clear, specific notes help.

I wrote down what I struggle with at home, in my own words.Distances, falls or near-falls, pain, breathlessness, tiredness.
I listed what I already tried.Cane, walker, rollator, help from others, and why it was not enough.
I booked a visit and said it is to discuss a mobility scooter under Medicare.
I asked for a copy of the visit notes and the written order.
I confirmed my doctor accepts Medicare.

3. Choose a supplier carefully

The supplier is enrolled in Medicare and accepts assignment.That means they accept Medicare's approved amount, and you pay only your deductible and coinsurance.
I asked whether this exact model needs prior authorization.
I asked what I will pay in total, and whether I can rent instead of buy.
I checked with my plan if I have Medicare Advantage.

What will it cost? A simple example

Step 1. Each year you pay a set amount yourself first. Medicare calls this the Part B deductible. The amount changes every year, so check Medicare.gov for this year's figure.

Step 2. After that, Medicare pays 80% of its approved price and you pay the other 20%.

Example: if Medicare's approved price is $1,000, Medicare pays $800 and you pay $200. This example ignores the deductible, and your real cost depends on your supplier and plan.

Good to know: a Medigap policy (extra insurance you buy) may cover that 20% for some people. This only works if your supplier accepts Medicare's approved price.

Warning signs of a scam

Offers of a "free" scooter, cash, or waived copayments.
A cold call, mailer or door-knock about a Medicare scooter.
A doctor you do not know ordering equipment for you.
Pressure to share your Medicare number quickly.

Keep records of visits and equipment, and check your Medicare Summary Notices for anything you did not receive.

Not sure Medicare will approve it? Or want to buy privately?

Many people buy their own scooter, especially for travel and outdoor rides. These links go to our partner, Electric Wheelchairs USA. Check weight capacity, range and fold size on each page before you order.

Folding travel scooters 3-wheel scooters 4-wheel scooters Heavy-duty scooters

Disclosure: these are affiliate links. If you buy through them we may earn a commission, at no extra cost to you.

Plan a scooter-friendly trip

Our free Ride Finder app has history trails, accessible stops, weather and friendly guides for scooter riders.

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